← Insurance guides

Australian car insurance

Understand your car insurance renewal

BUSTYA car insurance guide

A car insurance renewal can change even when the vehicle and driver have not. BUSTYA helps you separate the premium, insured value, excesses and cover details so you can see what changed between genuine policy periods.

What should I check on a renewal?

Check the total premium, agreed or market value where shown, standard and additional excesses, listed drivers, vehicle details, optional benefits and any changes to the cover or exclusions described in the policy documents.

Why can the premium change?

Insurers can change pricing at renewal for many reasons. Compare the new documents with the previous policy rather than looking only at the final price, because insured value, excesses or cover can also change.

How BUSTYA helps

BUSTYA can retain the relevant bill and policy data needed to compare supported insurance documents over time, highlight material changes and identify potential savings while keeping differences in cover, exclusions and eligibility visible.

Build your car insurance renewal history with BUSTYA

Upload your first supported car insurance document free. BUSTYA can track premiums and supported policy information across genuine renewal periods while keeping material cover differences visible.

Upload your first bill free